Together We Bring Financial Independence

About APRMG

At APRMG we make it as easy as possible for you to obtain a Reverse Mortgage that works for you. We are here for you every step of the way, helping you understand and customize a loan that meets your unique situation.

Steps to Obtain a Reverse Mortgage

Step 1

Education & Research

Consultation to evaluate each option available

Step 2

Counseling

Secondary checkpoint to confirm a Reverse Mortgage is right for you

Step 3

Application

Can be done in person with a Reverse Mortgage Specialist or via mail

Step 4

Appraisal & Escrow

Determination of value of home

Step 5

Underwriting

Document review process

Step 6

Closing

Final approval with purchase loans typically recorded and funded within two business days

Success Stories

SCCU Reverse Mortgage

Member Situation A Sierra Central CU Member’s (Sandy) home burnt down in Camp Fire in 2018. Sandy is over 62 years old and inquired about a reverse mortgage through the Paradise branch to pay off the construction loan that was …
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Ms. Katz

True Story… Ms. Kat was walking along the River Walk one sunny day. She suddenly tripped on thecobblestone and fractured her pelvic bone leaving her unable to work for several months. She wasstarting to heal from her fall and contracted …
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Des

Working because they want to, not because they have to…. Our clients had one of them retired and busy with things around the house, and his wife was working for DoorDash so that they could have spending money. In reality, …
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Bill and Dee B.

Bill and Dee B. purchased a home in a 55+ HOA in Auburn, CA. Dee unexpectedly passed (at a young age of 73) just a few short months after the purchase of their forever home. With the loss of Dee’s …
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APRMG is licensed in the following states: AZ, CA, FL, ID, OR, TX, WA. We are a California based company with lending capabilities in many states. NMLS 150590/16095/1850 – Consumer Access Website | Privacy Policy | Accessibility Statement | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. CADRE 01215943 • AZ BK: 0906702 • Oregon Consumer Finance Act • Washington DFI • Not available in New York. For licensing information, please visit American Pacific Mortgage Corporation. Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

© 2024 American Pacific Mortgage Corporation (NMLS 1850). All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency.